Scenarios

What-if without spreadsheets. From hypotheses to numbers.

Scenarios – assumptions form + comparison chart + variant matrix (EN)

Assumptions

Define parameters, run the simulation, and compare the Base with the Scenario and saved variants (V1, V2…).

Client segment

Different base values for frequency, severity, costs, and reserves.

Base tariff change (%)

Acquisition cost (% of premium)

15.0%

Reserves level (mln)

Use a dot as the decimal separator (e.g., 12.5).

Claims frequency (%)

5.0%

Average claim amount

Compares net results for Base and Scenario: before and after the reserves change.

Premium – Scenario

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vs Base: —

Claims cost – Scenario

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Loss ratio: —

Net result (before reserves)

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vs Base: —

Result after reserves change

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Δ reserves: —

Save the current scenario as V1, V2… and compare against the base.

Columns are variants: Base, Scenario, V1/V2…. Rows are metrics.